West · Mixed-Use · First lien
Mixed-use hard money loans in Hawaii (HI).
First-position mixed-use loans across Hawaii (HI). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position mixed-use hard money and bridge loans across Hawaii (HI), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Hawaii market context
The economy behind the collateral.
Hawaii's economy centers on tourism, military presence, and its position as a Pacific logistics gateway. Land constraints on the islands shape a commercial property market oriented toward hospitality, mixed-use, and infill redevelopment.
- Tourism and hospitality
- Military and defense
- Ocean shipping and logistics
- Agriculture
- Renewable energy
Mixed-Use underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Hawaii.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Hawaii? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Hawaii metros
Local lending pages.
We lend across Hawaii, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Hawaii mixed-use loan request.
Questions
Hawaii mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Hawaii?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Hawaii (HI), including Honolulu and smaller markets.
- How large are your Hawaii mixed-use loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Hawaii mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Hawaii
Mixed-use loans nearby
Next step
Financing mixed-use in Hawaii?
Send the property, amount and deadline. A principal will respond directly.