West · Manufactured Housing · First lien
Manufactured housing hard money loans in Hawaii (HI).
First-position manufactured housing loans across Hawaii (HI). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position manufactured housing hard money and bridge loans across Hawaii (HI), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Hawaii market context
The economy behind the collateral.
Hawaii's economy centers on tourism, military presence, and its position as a Pacific logistics gateway. Land constraints on the islands shape a commercial property market oriented toward hospitality, mixed-use, and infill redevelopment.
- Tourism and hospitality
- Military and defense
- Ocean shipping and logistics
- Agriculture
- Renewable energy
Manufactured Housing underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in Hawaii.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in Hawaii? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Hawaii metros
Local lending pages.
We lend across Hawaii, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Hawaii manufactured housing loan request.
Questions
Hawaii manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in Hawaii?
- Yes. We make first-position manufactured housing hard money and bridge loans throughout Hawaii (HI), including Honolulu and smaller markets.
- How large are your Hawaii manufactured housing loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Hawaii manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Hawaii
Manufactured housing loans nearby
Next step
Financing manufactured housing in Hawaii?
Send the property, amount and deadline. A principal will respond directly.