Southeast · Mixed-Use · First lien
Mixed-use hard money loans in Mississippi (MS).
First-position mixed-use loans across Mississippi (MS). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position mixed-use hard money and bridge loans across Mississippi (MS), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Mississippi market context
The economy behind the collateral.
Mississippi's economy relies on agribusiness, gulf coast shipping and shipbuilding, and manufacturing, with tourism concentrated along the Gulf Coast casino corridor. Healthcare and forestry-related manufacturing add regional diversification.
- Agribusiness
- Shipbuilding
- Gulf Coast tourism and gaming
- Manufacturing
- Healthcare
- Forestry products
Mixed-Use underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Mississippi.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Mississippi? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Mississippi metros
Local lending pages.
We lend across Mississippi, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Mississippi mixed-use loan request.
Questions
Mississippi mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Mississippi?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Mississippi (MS), including Jackson, Gulfport, Hattiesburg and smaller markets.
- How large are your Mississippi mixed-use loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Mississippi mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Mississippi
Next step
Financing mixed-use in Mississippi?
Send the property, amount and deadline. A principal will respond directly.