Southeast · Mixed-Use · First lien
Mixed-use hard money loans in Florida.
First-position mixed-use loans across Florida — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Florida market context
The economy behind the collateral.
Florida's economy is anchored by tourism, international trade through its port and airport network, and a growing base of finance and technology firms relocating to the state, alongside significant retirement and second-home housing demand.
- Tourism and hospitality
- International trade and logistics
- Financial services
- Aerospace
- Healthcare
- Agriculture
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Florida.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Florida? Stokley also buys real estate as a principal. Submit it for acquisition.
Florida metros
Local lending pages.
We lend across Florida, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Florida mixed-use loan request.
Questions
Florida mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Florida?
- Yes. We make first-position mixed-use hard money and bridge loans throughout Florida, including Miami, Tampa, Orlando, Jacksonville and smaller markets.
- How large are your Florida mixed-use loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Florida mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Florida
Next step
Financing mixed-use in Florida?
Send the property, amount and deadline. A principal will respond directly.