Southeast · Florida · Mixed-Use · First lien

    Mixed-use hard money loans in Orlando, FL.

    First-position mixed-use loans in Orlando, Florida (FL) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Orlando market context

    The Orlando economy behind the collateral.

    Orlando's economy is driven by its role as a global tourism and convention destination, supported by a growing technology and simulation industry cluster.

    Stokley Capital reviews financing for hospitality and short-term rental repositioning and workforce multifamily tied to Orlando's tourism economy.

    Economic anchors

    • Walt Disney World Resort
    • Orlando International Airport
    • University of Central Florida
    • Orange County Convention Center

    Mixed-Use underwriting

    What we look at first.

    • Income split and stability by component
    • Residential rents and commercial tenancy
    • Zoning, condo structure and separate metering
    • Local foot traffic and neighborhood trajectory
    • Capital needs across the building

    Situations

    Mixed-use loans we see in Orlando.

    • Refinancing buildings that do not fit a single lender category
    • Acquisitions needing speed ahead of a competing buyer
    • Commercial lease-up beneath stabilized residential
    • Renovation of older main-street buildings

    Selling a mixed-use property in Florida? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Orlando, FL mixed-use loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Orlando, FL mixed-use loans, answered.

    Does Stokley Capital make mixed-use loans in Orlando, FL?
    Yes. We make first-position mixed-use hard money and bridge loans in Orlando, Florida (FL), typically $1M–$5M, with larger loans considered.
    What drives the Orlando market?
    Orlando's economy is driven by its role as a global tourism and convention destination, supported by a growing technology and simulation industry cluster.
    What should a Orlando mixed-use loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing mixed-use in Orlando?

    Send the property, amount and deadline. A principal will respond directly.