Southeast · Florida · Manufactured Housing · First lien

    Manufactured housing hard money loans in Orlando, FL.

    First-position manufactured housing loans in Orlando, Florida (FL) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Orlando market context

    The Orlando economy behind the collateral.

    Orlando's economy is driven by its role as a global tourism and convention destination, supported by a growing technology and simulation industry cluster.

    Stokley Capital reviews financing for hospitality and short-term rental repositioning and workforce multifamily tied to Orlando's tourism economy.

    Economic anchors

    • Walt Disney World Resort
    • Orlando International Airport
    • University of Central Florida
    • Orange County Convention Center

    Manufactured Housing underwriting

    What we look at first.

    • Lot rent, occupancy and collections
    • Park-owned homes versus resident-owned homes
    • Water, sewer and utility infrastructure
    • Local regulation and rent-control exposure
    • Operator experience and the infill plan

    Situations

    Manufactured housing loans we see in Orlando.

    • Acquisitions from long-time family owners
    • Infrastructure upgrades banks will not fund
    • Infill and home-placement programs
    • Maturities on parks still converting to resident-owned homes

    Selling a manufactured housing property in Florida? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Orlando, FL manufactured housing loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Orlando, FL manufactured housing loans, answered.

    Does Stokley Capital make manufactured housing loans in Orlando, FL?
    Yes. We make first-position manufactured housing hard money and bridge loans in Orlando, Florida (FL), typically $1M–$5M, with larger loans considered.
    What drives the Orlando market?
    Orlando's economy is driven by its role as a global tourism and convention destination, supported by a growing technology and simulation industry cluster.
    What should a Orlando manufactured housing loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing manufactured housing in Orlando?

    Send the property, amount and deadline. A principal will respond directly.