Southeast · Florida · Manufactured Housing · First lien
Manufactured housing hard money loans in Jacksonville, FL.
First-position manufactured housing loans in Jacksonville, Florida (FL) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Jacksonville market context
The Jacksonville economy behind the collateral.
Jacksonville's economy is anchored by a large port and naval presence, insurance and financial services, and a growing logistics sector.
Stokley Capital reviews requests for industrial and logistics space near the port and multifamily assets tied to Jacksonville's naval and insurance workforce.
Economic anchors
- Port of Jacksonville
- Naval Station Mayport
- Naval Air Station Jacksonville
- major insurance company headquarters
Manufactured Housing underwriting
What we look at first.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in Jacksonville.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in Florida? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Jacksonville, FL manufactured housing loan request.
Questions
Jacksonville, FL manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in Jacksonville, FL?
- Yes. We make first-position manufactured housing hard money and bridge loans in Jacksonville, Florida (FL), typically $1M–$5M, with larger loans considered.
- What drives the Jacksonville market?
- Jacksonville's economy is anchored by a large port and naval presence, insurance and financial services, and a growing logistics sector.
- What should a Jacksonville manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing manufactured housing in Jacksonville?
Send the property, amount and deadline. A principal will respond directly.