Southeast · Self-Storage · First lien
Self-storage hard money loans in Florida (FL).
First-position self-storage loans across Florida (FL). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position self-storage hard money and bridge loans across Florida (FL), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Stokley Capital Intelligence · Updated September 2026
Self-Storage Market Data 2026
A sourced view of U.S. self-storage fundamentals (occupancy, rents, new supply and capital markets) and the situations they may create for owners, lenders and investors.
Florida market context
The economy behind the collateral.
Florida's economy is anchored by tourism, international trade through its port and airport network, and a growing base of finance and technology firms relocating to the state, alongside significant retirement and second-home housing demand.
- Tourism and hospitality
- International trade and logistics
- Financial services
- Aerospace
- Healthcare
- Agriculture
Self-Storage underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- Physical and economic occupancy
- Street rates, in-place rates and discounting
- Management platform and revenue systems
- New supply within the trade area
- Expansion land and conversion costs
Situations
Self-storage loans we see in Florida.
- Lease-up after a new build or conversion
- Acquisitions from mom-and-pop owners
- Expansion capital on existing facilities
- Maturities on facilities still stabilizing
Selling a self-storage property in Florida? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Florida metros
Local lending pages.
We lend across Florida, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Florida self-storage loan request.
Questions
Florida self-storage loans, answered.
- Does Stokley Capital make self-storage loans in Florida?
- Yes. We make first-position self-storage hard money and bridge loans throughout Florida (FL), including Miami, Tampa, Orlando, Jacksonville and smaller markets.
- How large are your Florida self-storage loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Florida self-storage loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Florida
Self-storage loans nearby
Next step
Financing self-storage in Florida?
Send the property, amount and deadline. A principal will respond directly.