Southeast · Office · First lien
Office hard money loans in Florida.
First-position office loans across Florida — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Florida market context
The economy behind the collateral.
Florida's economy is anchored by tourism, international trade through its port and airport network, and a growing base of finance and technology firms relocating to the state, alongside significant retirement and second-home housing demand.
- Tourism and hospitality
- International trade and logistics
- Financial services
- Aerospace
- Healthcare
- Agriculture
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in Florida.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in Florida? Stokley also buys real estate as a principal. Submit it for acquisition.
Florida metros
Local lending pages.
We lend across Florida, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Florida office loan request.
Questions
Florida office loans, answered.
- Does Stokley Capital make office loans in Florida?
- Yes. We make first-position office hard money and bridge loans throughout Florida, including Miami, Tampa, Orlando, Jacksonville and smaller markets.
- How large are your Florida office loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Florida office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Next step
Financing office in Florida?
Send the property, amount and deadline. A principal will respond directly.