Southeast · Office · First lien
Office hard money loans in North Carolina.
First-position office loans across North Carolina — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
North Carolina market context
The economy behind the collateral.
North Carolina combines banking headquarters in Charlotte, the Research Triangle's technology and life sciences cluster, and a legacy manufacturing and furniture base in the Piedmont. Port access at Wilmington and a growing logistics network support statewide industrial demand.
- Banking and finance
- Technology and life sciences
- Advanced manufacturing
- Logistics and distribution
- Higher education
- Tourism
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in North Carolina.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in North Carolina? Stokley also buys real estate as a principal. Submit it for acquisition.
North Carolina metros
Local lending pages.
We lend across North Carolina, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
North Carolina office loan request.
Questions
North Carolina office loans, answered.
- Does Stokley Capital make office loans in North Carolina?
- Yes. We make first-position office hard money and bridge loans throughout North Carolina, including Charlotte, Raleigh, Durham, Greensboro and smaller markets.
- How large are your North Carolina office loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a North Carolina office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in North Carolina
Next step
Financing office in North Carolina?
Send the property, amount and deadline. A principal will respond directly.