Southeast · Office · First lien
Office hard money loans in Tennessee.
First-position office loans across Tennessee — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Tennessee market context
The economy behind the collateral.
Tennessee's economy blends healthcare management, automotive and advanced manufacturing, logistics, and a music and entertainment industry anchored in Nashville. The state's central location along interstate corridors and absence of a state income tax have drawn corporate relocations and distribution investment.
- Healthcare management and services
- Automotive manufacturing
- Music, entertainment and tourism
- Logistics and distribution
- Advanced manufacturing
- Higher education
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in Tennessee.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in Tennessee? Stokley also buys real estate as a principal. Submit it for acquisition.
Tennessee metros
Local lending pages.
We lend across Tennessee, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Tennessee office loan request.
Questions
Tennessee office loans, answered.
- Does Stokley Capital make office loans in Tennessee?
- Yes. We make first-position office hard money and bridge loans throughout Tennessee, including Nashville, Memphis, Knoxville, Chattanooga and smaller markets.
- How large are your Tennessee office loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Tennessee office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Tennessee
Next step
Financing office in Tennessee?
Send the property, amount and deadline. A principal will respond directly.