Northeast · New York · First lien
Commercial real estate loans in Syracuse, NY.
First-position hard money and bridge loans on commercial and multifamily property in Syracuse, New York — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Syracuse economy behind the collateral.
Syracuse anchors central New York with Syracuse University, regional healthcare systems, and a logistics position at the crossroads of Interstates 81 and 90.
New York's economy spans global finance and media concentrated in New York City, upstate manufacturing and higher education hubs, and logistics corridors along the Thruway and Hudson Valley. The state supports one of the nation's largest and most varied commercial property markets.
Economic anchors
- Syracuse University
- Interstate 81 and Interstate 90 interchange
- Upstate Medical University
Stokley Capital considers financing for logistics and student-oriented multifamily assets near the interstate corridor and university.
By property type
New York loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Syracuse borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Syracuse? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Syracuse, NY loan request.
Questions
Syracuse, NY lending, answered.
- Does Stokley Capital provide loans in Syracuse, NY?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Syracuse, New York — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Syracuse, NY?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Syracuse loan requests do you see?
- Stokley Capital considers financing for logistics and student-oriented multifamily assets near the interstate corridor and university.
- What should a Syracuse loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Have a Syracuse property to finance?
Send the property, the amount and the deadline. A principal will respond directly.