Northeast · New York · First lien
Commercial real estate loans in Albany, NY.
First-position hard money and bridge loans on commercial and multifamily property in Albany, New York — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Albany economy behind the collateral.
Albany serves as New York's state capital and a growing hub for semiconductor and nanotechnology research through the SUNY Polytechnic Institute campus.
New York's economy spans global finance and media concentrated in New York City, upstate manufacturing and higher education hubs, and logistics corridors along the Thruway and Hudson Valley. The state supports one of the nation's largest and most varied commercial property markets.
Economic anchors
- New York state government
- SUNY Polytechnic Institute
- Albany International Airport
Stokley Capital reviews requests for office and industrial assets tied to government and technology research employment.
By property type
New York loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Albany borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Albany? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Albany, NY loan request.
Questions
Albany, NY lending, answered.
- Does Stokley Capital provide loans in Albany, NY?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Albany, New York — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Albany, NY?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Albany loan requests do you see?
- Stokley Capital reviews requests for office and industrial assets tied to government and technology research employment.
- What should a Albany loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Have a Albany property to finance?
Send the property, the amount and the deadline. A principal will respond directly.