Midwest · Office · First lien
Office hard money loans in Ohio.
First-position office loans across Ohio — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Ohio market context
The economy behind the collateral.
Ohio's economy blends advanced manufacturing, logistics, and insurance and finance headquarters, with major metros distributed across the state along interstate freight corridors. Columbus, Cleveland, and Cincinnati each anchor distinct healthcare, financial, and industrial bases.
- Advanced manufacturing
- Logistics and distribution
- Insurance and finance
- Healthcare
- Higher education
- Automotive supply chain
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in Ohio.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in Ohio? Stokley also buys real estate as a principal. Submit it for acquisition.
Ohio metros
Local lending pages.
We lend across Ohio, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Ohio office loan request.
Questions
Ohio office loans, answered.
- Does Stokley Capital make office loans in Ohio?
- Yes. We make first-position office hard money and bridge loans throughout Ohio, including Columbus, Cleveland, Cincinnati, Dayton and smaller markets.
- How large are your Ohio office loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Ohio office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Ohio
Next step
Financing office in Ohio?
Send the property, amount and deadline. A principal will respond directly.