Northeast · Pennsylvania · First lien
Commercial real estate loans in Harrisburg, PA.
First-position hard money and bridge loans on commercial and multifamily property in Harrisburg, Pennsylvania — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Harrisburg economy behind the collateral.
Harrisburg serves as Pennsylvania's state capital and a regional logistics hub given its position along Interstate 81 and Interstate 83.
Pennsylvania's economy spans Philadelphia's healthcare and education institutions, Pittsburgh's technology and healthcare research base, and logistics corridors serving the mid-Atlantic through the Lehigh Valley and Harrisburg.
Economic anchors
- Pennsylvania state government
- Harrisburg International Airport
- Interstate 81 and 83 interchange
Stokley Capital considers industrial and office financing tied to Harrisburg's government and logistics base.
By property type
Pennsylvania loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Harrisburg borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Harrisburg? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Harrisburg, PA loan request.
Questions
Harrisburg, PA lending, answered.
- Does Stokley Capital provide loans in Harrisburg, PA?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Harrisburg, Pennsylvania — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Harrisburg, PA?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Harrisburg loan requests do you see?
- Stokley Capital considers industrial and office financing tied to Harrisburg's government and logistics base.
- What should a Harrisburg loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Have a Harrisburg property to finance?
Send the property, the amount and the deadline. A principal will respond directly.