Southeast · Florida · First lien
Commercial real estate loans in West Palm Beach, FL.
First-position hard money and bridge loans on commercial and multifamily property in West Palm Beach, Florida — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The West Palm Beach economy behind the collateral.
West Palm Beach's economy blends a growing financial services relocation trend with tourism and a significant seasonal resident population.
Florida's economy is anchored by tourism, international trade through its port and airport network, and a growing base of finance and technology firms relocating to the state, alongside significant retirement and second-home housing demand.
Economic anchors
- Palm Beach International Airport
- Port of Palm Beach
- financial services relocation corridor
- Kravis Center cultural district
Stokley Capital reviews financing for office and multifamily repositioning tied to West Palm Beach's growing financial services base.
By property type
Florida loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What West Palm Beach borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in West Palm Beach? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
West Palm Beach, FL loan request.
Questions
West Palm Beach, FL lending, answered.
- Does Stokley Capital provide loans in West Palm Beach, FL?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in West Palm Beach, Florida — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in West Palm Beach, FL?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of West Palm Beach loan requests do you see?
- Stokley Capital reviews financing for office and multifamily repositioning tied to West Palm Beach's growing financial services base.
- What should a West Palm Beach loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Have a West Palm Beach property to finance?
Send the property, the amount and the deadline. A principal will respond directly.