Midwest · Ohio · Mixed-Use · First lien
Mixed-use hard money loans in Dayton, OH.
First-position mixed-use loans in Dayton, Ohio (OH) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Dayton market context
The Dayton economy behind the collateral.
Dayton's economy is anchored by Wright-Patterson Air Force Base, supporting aerospace research and defense contracting alongside advanced manufacturing.
Stokley Capital reviews requests for industrial and flex space tied to Dayton's aerospace and defense supply chain.
Economic anchors
- Wright-Patterson Air Force Base
- University of Dayton
- Aerospace and defense manufacturing
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Dayton.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Ohio? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Dayton, OH mixed-use loan request.
Questions
Dayton, OH mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Dayton, OH?
- Yes. We make first-position mixed-use hard money and bridge loans in Dayton, Ohio (OH), typically $1M–$5M, with larger loans considered.
- What drives the Dayton market?
- Dayton's economy is anchored by Wright-Patterson Air Force Base, supporting aerospace research and defense contracting alongside advanced manufacturing.
- What should a Dayton mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing mixed-use in Dayton?
Send the property, amount and deadline. A principal will respond directly.