Midwest · Ohio · Mixed-Use · First lien
Mixed-use hard money loans in Toledo, OH.
First-position mixed-use loans in Toledo, Ohio (OH) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Toledo market context
The Toledo economy behind the collateral.
Toledo's economy centers on automotive parts manufacturing and Great Lakes shipping through the Port of Toledo.
Stokley Capital considers industrial financing tied to Toledo's automotive manufacturing and Great Lakes shipping activity.
Economic anchors
- Port of Toledo
- Jeep manufacturing operations
- University of Toledo
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Toledo.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Ohio? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Toledo, OH mixed-use loan request.
Questions
Toledo, OH mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Toledo, OH?
- Yes. We make first-position mixed-use hard money and bridge loans in Toledo, Ohio (OH), typically $1M–$5M, with larger loans considered.
- What drives the Toledo market?
- Toledo's economy centers on automotive parts manufacturing and Great Lakes shipping through the Port of Toledo.
- What should a Toledo mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing mixed-use in Toledo?
Send the property, amount and deadline. A principal will respond directly.