Midwest · Ohio · First lien
Commercial real estate loans in Dayton, OH.
First-position hard money and bridge loans on commercial and multifamily property in Dayton, Ohio — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Dayton economy behind the collateral.
Dayton's economy is anchored by Wright-Patterson Air Force Base, supporting aerospace research and defense contracting alongside advanced manufacturing.
Ohio's economy blends advanced manufacturing, logistics, and insurance and finance headquarters, with major metros distributed across the state along interstate freight corridors. Columbus, Cleveland, and Cincinnati each anchor distinct healthcare, financial, and industrial bases.
Economic anchors
- Wright-Patterson Air Force Base
- University of Dayton
- Aerospace and defense manufacturing
Stokley Capital reviews requests for industrial and flex space tied to Dayton's aerospace and defense supply chain.
By property type
Ohio loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Dayton borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Dayton? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Dayton, OH loan request.
Questions
Dayton, OH lending, answered.
- Does Stokley Capital provide loans in Dayton, OH?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Dayton, Ohio — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Dayton, OH?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Dayton loan requests do you see?
- Stokley Capital reviews requests for industrial and flex space tied to Dayton's aerospace and defense supply chain.
- What should a Dayton loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Have a Dayton property to finance?
Send the property, the amount and the deadline. A principal will respond directly.