Mid-Atlantic · Virginia · Industrial · First lien
Industrial hard money loans in Richmond, VA.
First-position industrial loans in Richmond, Virginia (VA) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
Industrial Vacancy & Market Trends 2026
A sourced view of U.S. warehouse, distribution and small-bay industrial fundamentals—and the financing situations those fundamentals may create for owners and investors.
Richmond market context
The Richmond economy behind the collateral.
Richmond serves as Virginia's state capital and a regional center for finance, healthcare, and logistics along the I-95 corridor.
Financing activity includes office repositioning downtown and industrial development along the I-95 logistics corridor.
Economic anchors
- Virginia State Capitol
- Federal Reserve Bank of Richmond
- VCU Medical Center
- Port of Richmond
Industrial underwriting
What we look at first.
- Clear height, loading, power and site coverage
- Tenant credit and lease rollover
- Market rent relative to in-place rent
- Environmental history and site conditions
- Proximity to highways, ports and labor
Situations
Industrial loans we see in Richmond.
- Vacant or partially vacant buildings in lease-up
- Owner-user acquisitions on a short timeline
- Small-bay and flex portfolios below institutional size
- Maturities on buildings rolling to market rent
Selling a industrial property in Virginia? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Richmond, VA industrial loan request.
Questions
Richmond, VA industrial loans, answered.
- Does Stokley Capital make industrial loans in Richmond, VA?
- Yes. We make first-position industrial hard money and bridge loans in Richmond, Virginia (VA), typically $1M–$5M, with larger loans considered.
- What drives the Richmond market?
- Richmond serves as Virginia's state capital and a regional center for finance, healthcare, and logistics along the I-95 corridor.
- What should a Richmond industrial loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing industrial in Richmond?
Send the property, amount and deadline. A principal will respond directly.