Northeast · New Jersey · First lien
Commercial real estate loans in Edison, NJ.
First-position hard money and bridge loans on commercial and multifamily property in Edison, New Jersey — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Edison economy behind the collateral.
Edison sits along the New Jersey Turnpike corridor, functioning as a major distribution and pharmaceutical manufacturing hub within the New York metro region.
New Jersey's economy is defined by its position within the New York and Philadelphia metropolitan corridors, supporting extensive port, rail, and highway logistics, pharmaceutical and life sciences manufacturing, and corporate headquarters activity. Dense population and transportation infrastructure drive continuous industrial and multifamily demand.
Economic anchors
- New Jersey Turnpike interchange
- Raritan Center industrial park
- Pharmaceutical corporate campuses
Financing situations often involve warehouse and distribution assets tied to the Turnpike logistics corridor.
By property type
New Jersey loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Edison borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Edison? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Edison, NJ loan request.
Questions
Edison, NJ lending, answered.
- Does Stokley Capital provide loans in Edison, NJ?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Edison, New Jersey — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Edison, NJ?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Edison loan requests do you see?
- Financing situations often involve warehouse and distribution assets tied to the Turnpike logistics corridor.
- What should a Edison loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other New Jersey markets
Next step
Have a Edison property to finance?
Send the property, the amount and the deadline. A principal will respond directly.