Mountain West · Montana · First lien
Commercial real estate loans in Missoula, MT.
First-position hard money and bridge loans on commercial and multifamily property in Missoula, Montana — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Missoula economy behind the collateral.
Missoula's economy blends higher education, healthcare, and tourism tied to its location along outdoor recreation corridors in western Montana.
Montana's economy is built on agriculture, natural resource extraction, and a growing tourism sector centered on outdoor recreation near Yellowstone and Glacier National Parks. Healthcare and small-scale manufacturing round out regional economic centers.
Economic anchors
- University of Montana
- Providence St. Patrick Hospital
- Missoula Montana Airport
Capital requests typically involve student housing and hospitality assets serving the university and recreation economy.
By property type
Montana loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Missoula borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Missoula? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Missoula, MT loan request.
Questions
Missoula, MT lending, answered.
- Does Stokley Capital provide loans in Missoula, MT?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Missoula, Montana — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Missoula, MT?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Missoula loan requests do you see?
- Capital requests typically involve student housing and hospitality assets serving the university and recreation economy.
- What should a Missoula loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other Montana markets
Nearby states
Next step
Have a Missoula property to finance?
Send the property, the amount and the deadline. A principal will respond directly.