Southeast · Kentucky · First lien
Commercial real estate loans in Louisville, KY.
First-position hard money and bridge loans on commercial and multifamily property in Louisville, Kentucky — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Louisville economy behind the collateral.
Louisville is anchored by UPS Worldport, one of the largest air cargo hubs in the world, alongside healthcare, bourbon production, and manufacturing.
Kentucky's central location has made it a national air cargo and logistics hub, led by Louisville's UPS Worldport, while horse-racing tourism, bourbon production, and automotive manufacturing round out the state's economic base.
Economic anchors
- UPS Worldport
- Louisville Muhammad Ali International Airport
- University of Louisville
- Churchill Downs
Stokley Capital considers funding for industrial, distribution, and hospitality-adjacent assets in the Louisville logistics corridor.
By property type
Kentucky loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Louisville borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Louisville? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Louisville, KY loan request.
Questions
Louisville, KY lending, answered.
- Does Stokley Capital provide loans in Louisville, KY?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Louisville, Kentucky — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Louisville, KY?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Louisville loan requests do you see?
- Stokley Capital considers funding for industrial, distribution, and hospitality-adjacent assets in the Louisville logistics corridor.
- What should a Louisville loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other Kentucky markets
Next step
Have a Louisville property to finance?
Send the property, the amount and the deadline. A principal will respond directly.