Midwest · Retail · First lien

    Retail hard money loans in Wisconsin (WI).

    First-position retail loans across Wisconsin (WI). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.

    Yes. Stokley Capital makes first-position retail hard money and bridge loans across Wisconsin (WI), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.

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    Stokley Capital Intelligence · Updated September 2026

    Retail Real Estate 2026: Vacancy, Rents

    A structured view of the developments shaping U.S. shopping centers and neighborhood retail, and the situations those developments may create for owners, lenders and investors.

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    Wisconsin market context

    The economy behind the collateral.

    Wisconsin's economy is built on manufacturing, food and dairy processing, healthcare, and insurance, supported by Great Lakes shipping access and a strong higher education base. Its metros combine legacy industrial infrastructure with growing service-sector employment.

    • Manufacturing
    • Food and dairy processing
    • Healthcare
    • Insurance and financial services
    • Higher education
    • Great Lakes shipping

    Retail underwriting

    Sized to as-is value.

    Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.

    • Rent roll, lease terms and near-term rollover
    • Anchor and co-tenancy provisions
    • Tenant sales, occupancy cost and credit
    • Traffic, visibility and trade-area demographics
    • Re-leasing cost: TI, commissions and downtime

    Situations

    Retail loans we see in Wisconsin.

    • Anchor vacancy or dark-store situations
    • Re-tenanting and repositioning plans
    • Maturities on centers with near-term lease rollover
    • Acquisitions of centers priced below replacement cost

    Selling a retail property in Wisconsin? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.

    Wisconsin metros

    Local lending pages.

    We lend across Wisconsin, not only in these metros. Each page covers the local economy and a direct request form.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third-party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Wisconsin retail loan request.

    Loan request

    1. Contact
    2. Deal
    3. Documents

    Step 1 of 3 · about 20 sec left

    Only your email is required. No application fee, no obligation.

    We'll save your progress and may email you a link to finish. The link expires in 14 days.

    Submit a deal if you only have the basics.

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Wisconsin retail loans, answered.

    Does Stokley Capital make retail loans in Wisconsin?
    Yes. We make first-position retail hard money and bridge loans throughout Wisconsin (WI), including Milwaukee, Madison, Green Bay, Appleton and smaller markets.
    How large are your Wisconsin retail loans?
    Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
    What should a Wisconsin retail loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing retail in Wisconsin?

    Send the property, amount and deadline. A principal will respond directly.

    Submit a dealFull request form
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