West · Washington · Office · First lien
Office hard money loans in Tacoma, WA.
First-position office loans in Tacoma, Washington (WA) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
Office Market 2026: Vacancy & Distress
A structured view of the developments shaping the U.S. office market—and the situations those developments may create for owners, lenders and investors.
Tacoma market context
The Tacoma economy behind the collateral.
Tacoma's economy is built around its deepwater port, military installations, and a growing logistics and manufacturing base south of Seattle.
Financing activity includes industrial and distribution assets near the port and multifamily development supporting regional growth.
Economic anchors
- Port of Tacoma
- Joint Base Lewis-McChord
- University of Washington Tacoma
Office underwriting
What we look at first.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in Tacoma.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in Washington? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Tacoma, WA office loan request.
Questions
Tacoma, WA office loans, answered.
- Does Stokley Capital make office loans in Tacoma, WA?
- Yes. We make first-position office hard money and bridge loans in Tacoma, Washington (WA), typically $1M–$5M, with larger loans considered.
- What drives the Tacoma market?
- Tacoma's economy is built around its deepwater port, military installations, and a growing logistics and manufacturing base south of Seattle.
- What should a Tacoma office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing office in Tacoma?
Send the property, amount and deadline. A principal will respond directly.