South Central · Office · First lien
Office hard money loans in Oklahoma (OK).
First-position office loans across Oklahoma (OK). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position office hard money and bridge loans across Oklahoma (OK), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Stokley Capital Intelligence · Updated September 2026
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A structured view of the developments shaping the U.S. office market, and the situations those developments may create for owners, lenders and investors.
Oklahoma market context
The economy behind the collateral.
Oklahoma's economy is built on energy production, aviation maintenance, and agricultural processing, with Oklahoma City and Tulsa serving as the state's principal commercial centers.
- Oil and gas
- Aviation and aerospace
- Agriculture
- Logistics
- Healthcare
- Government
Office underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- In-place tenancy, WALT and rollover schedule
- Basis relative to replacement cost and recent trades
- Leasing costs and the realistic absorption timeline
- Building systems, amenities and competitive position
- Alternative-use or conversion potential
Situations
Office loans we see in Oklahoma.
- Loans maturing into a market where banks will not refinance
- Discounted acquisitions that need to close quickly
- Lease-up capital after a major tenant departure
- Medical office and owner-user transactions
Selling a office property in Oklahoma? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Oklahoma metros
Local lending pages.
We lend across Oklahoma, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Oklahoma office loan request.
Questions
Oklahoma office loans, answered.
- Does Stokley Capital make office loans in Oklahoma?
- Yes. We make first-position office hard money and bridge loans throughout Oklahoma (OK), including Oklahoma City, Tulsa, Norman and smaller markets.
- How large are your Oklahoma office loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Oklahoma office loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Oklahoma
Office loans nearby
Next step
Financing office in Oklahoma?
Send the property, amount and deadline. A principal will respond directly.