South Central · Oklahoma · Mixed-Use · First lien

    Mixed-use hard money loans in Tulsa, OK.

    First-position mixed-use loans in Tulsa, Oklahoma (OK) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Tulsa market context

    The Tulsa economy behind the collateral.

    Tulsa's economy is rooted in energy company operations and aerospace manufacturing, supported by a regional logistics network along the Arkansas River.

    Stokley Capital reviews requests for industrial and distribution assets tied to Tulsa's aerospace and energy base.

    Economic anchors

    • Tulsa International Airport
    • American Airlines maintenance base
    • Energy sector headquarters

    Mixed-Use underwriting

    What we look at first.

    • Income split and stability by component
    • Residential rents and commercial tenancy
    • Zoning, condo structure and separate metering
    • Local foot traffic and neighborhood trajectory
    • Capital needs across the building

    Situations

    Mixed-use loans we see in Tulsa.

    • Refinancing buildings that do not fit a single lender category
    • Acquisitions needing speed ahead of a competing buyer
    • Commercial lease-up beneath stabilized residential
    • Renovation of older main-street buildings

    Selling a mixed-use property in Oklahoma? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Tulsa, OK mixed-use loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Tulsa, OK mixed-use loans, answered.

    Does Stokley Capital make mixed-use loans in Tulsa, OK?
    Yes. We make first-position mixed-use hard money and bridge loans in Tulsa, Oklahoma (OK), typically $1M–$5M, with larger loans considered.
    What drives the Tulsa market?
    Tulsa's economy is rooted in energy company operations and aerospace manufacturing, supported by a regional logistics network along the Arkansas River.
    What should a Tulsa mixed-use loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing mixed-use in Tulsa?

    Send the property, amount and deadline. A principal will respond directly.