South Central · Oklahoma · First lien

    Commercial real estate loans in Tulsa, OK.

    First-position hard money and bridge loans on commercial and multifamily property in Tulsa, Oklahoma — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.

    Market context

    The Tulsa economy behind the collateral.

    Tulsa's economy is rooted in energy company operations and aerospace manufacturing, supported by a regional logistics network along the Arkansas River.

    Oklahoma's economy is built on energy production, aviation maintenance, and agricultural processing, with Oklahoma City and Tulsa serving as the state's principal commercial centers.

    Economic anchors

    • Tulsa International Airport
    • American Airlines maintenance base
    • Energy sector headquarters

    Stokley Capital reviews requests for industrial and distribution assets tied to Tulsa's aerospace and energy base.

    By property type

    Oklahoma loans by asset class.

    We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.

    Loan uses

    What Tulsa borrowers use us for.

    • Acquisitions with a hard closing date
    • Refinance of a maturing or defaulted loan
    • Bridge to stabilization, sale or permanent debt
    • Cash-out against existing equity
    • Renovation, repositioning and value-add capital
    • Partner buyouts and recapitalizations
    • Discounted note payoffs and lender-driven deadlines
    • Situations a bank or agency lender will not close in time

    Selling a property in Tulsa? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Tulsa, OK loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Tulsa, OK lending, answered.

    Does Stokley Capital provide loans in Tulsa, OK?
    Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Tulsa, Oklahoma — typically $1M–$5M, with larger loans considered.
    Does Stokley buy property in Tulsa, OK?
    Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
    What kinds of Tulsa loan requests do you see?
    Stokley Capital reviews requests for industrial and distribution assets tied to Tulsa's aerospace and energy base.
    What should a Tulsa loan request include?
    Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Do you lend in second position?
    No. Stokley Capital lends in first position only.
    Do you publish rates or leverage?
    Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Have a Tulsa property to finance?

    Send the property, the amount and the deadline. A principal will respond directly.