Mountain West · Idaho · Mixed-Use · First lien
Mixed-use hard money loans in Coeur d Alene, ID.
First-position mixed-use loans in Coeur d Alene, Idaho (ID) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Coeur d Alene market context
The Coeur d Alene economy behind the collateral.
Coeur d'Alene's economy blends tourism around its lake and resort district with a growing base of manufacturing and professional services in the northern panhandle.
Stokley Capital evaluates requests for hospitality-adjacent and mixed-use commercial redevelopment in the Coeur d'Alene market.
Economic anchors
- Lake Coeur d'Alene resort district
- North Idaho College
- Kootenai Health
Mixed-Use underwriting
What we look at first.
- Income split and stability by component
- Residential rents and commercial tenancy
- Zoning, condo structure and separate metering
- Local foot traffic and neighborhood trajectory
- Capital needs across the building
Situations
Mixed-use loans we see in Coeur d Alene.
- Refinancing buildings that do not fit a single lender category
- Acquisitions needing speed ahead of a competing buyer
- Commercial lease-up beneath stabilized residential
- Renovation of older main-street buildings
Selling a mixed-use property in Idaho? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Coeur d Alene, ID mixed-use loan request.
Questions
Coeur d Alene, ID mixed-use loans, answered.
- Does Stokley Capital make mixed-use loans in Coeur d Alene, ID?
- Yes. We make first-position mixed-use hard money and bridge loans in Coeur d Alene, Idaho (ID), typically $1M–$5M, with larger loans considered.
- What drives the Coeur d Alene market?
- Coeur d'Alene's economy blends tourism around its lake and resort district with a growing base of manufacturing and professional services in the northern panhandle.
- What should a Coeur d Alene mixed-use loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing mixed-use in Coeur d Alene?
Send the property, amount and deadline. A principal will respond directly.