Mountain West · Idaho · Manufactured Housing · First lien
Manufactured housing hard money loans in Coeur d Alene, ID.
First-position manufactured housing loans in Coeur d Alene, Idaho (ID) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Coeur d Alene market context
The Coeur d Alene economy behind the collateral.
Coeur d'Alene's economy blends tourism around its lake and resort district with a growing base of manufacturing and professional services in the northern panhandle.
Stokley Capital evaluates requests for hospitality-adjacent and mixed-use commercial redevelopment in the Coeur d'Alene market.
Economic anchors
- Lake Coeur d'Alene resort district
- North Idaho College
- Kootenai Health
Manufactured Housing underwriting
What we look at first.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in Coeur d Alene.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in Idaho? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Coeur d Alene, ID manufactured housing loan request.
Questions
Coeur d Alene, ID manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in Coeur d Alene, ID?
- Yes. We make first-position manufactured housing hard money and bridge loans in Coeur d Alene, Idaho (ID), typically $1M–$5M, with larger loans considered.
- What drives the Coeur d Alene market?
- Coeur d'Alene's economy blends tourism around its lake and resort district with a growing base of manufacturing and professional services in the northern panhandle.
- What should a Coeur d Alene manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing manufactured housing in Coeur d Alene?
Send the property, amount and deadline. A principal will respond directly.