Mountain West · Utah · Manufactured Housing · First lien
Manufactured housing hard money loans in Salt Lake City, UT.
First-position manufactured housing loans in Salt Lake City, Utah (UT) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Salt Lake City market context
The Salt Lake City economy behind the collateral.
Salt Lake City anchors Utah's technology and financial services growth, with a logistics network supporting distribution across the Mountain West.
Financing activity includes multifamily development tied to tech employment and industrial space along regional distribution corridors.
Economic anchors
- University of Utah
- Salt Lake City International Airport
- Silicon Slopes technology corridor
- Financial services and banking operations
Manufactured Housing underwriting
What we look at first.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in Salt Lake City.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in Utah? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Salt Lake City, UT manufactured housing loan request.
Questions
Salt Lake City, UT manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in Salt Lake City, UT?
- Yes. We make first-position manufactured housing hard money and bridge loans in Salt Lake City, Utah (UT), typically $1M–$5M, with larger loans considered.
- What drives the Salt Lake City market?
- Salt Lake City anchors Utah's technology and financial services growth, with a logistics network supporting distribution across the Mountain West.
- What should a Salt Lake City manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing manufactured housing in Salt Lake City?
Send the property, amount and deadline. A principal will respond directly.