Mountain West · Utah · Manufactured Housing · First lien
Manufactured housing hard money loans in Ogden, UT.
First-position manufactured housing loans in Ogden, Utah (UT) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Ogden market context
The Ogden economy behind the collateral.
Ogden's economy includes aerospace and defense manufacturing, outdoor recreation industry headquarters, and a rail and logistics legacy.
Typical funding needs include industrial redevelopment near the air base and retail repositioning downtown.
Economic anchors
- Hill Air Force Base
- Outdoor recreation industry headquarters
- Historic 25th Street commercial district
Manufactured Housing underwriting
What we look at first.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in Ogden.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in Utah? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Ogden, UT manufactured housing loan request.
Questions
Ogden, UT manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in Ogden, UT?
- Yes. We make first-position manufactured housing hard money and bridge loans in Ogden, Utah (UT), typically $1M–$5M, with larger loans considered.
- What drives the Ogden market?
- Ogden's economy includes aerospace and defense manufacturing, outdoor recreation industry headquarters, and a rail and logistics legacy.
- What should a Ogden manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing manufactured housing in Ogden?
Send the property, amount and deadline. A principal will respond directly.