South Central · Texas · Manufactured Housing · First lien
Manufactured housing hard money loans in San Antonio, TX.
First-position manufactured housing loans in San Antonio, Texas (TX) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
San Antonio market context
The San Antonio economy behind the collateral.
San Antonio's base includes military installations, healthcare, bioscience, and tourism tied to its historic downtown.
Financing needs here often involve hospitality assets near tourism corridors and industrial space tied to military and medical logistics.
Economic anchors
- Joint Base San Antonio
- South Texas Medical Center
- USAA headquarters
- River Walk tourism district
Manufactured Housing underwriting
What we look at first.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in San Antonio.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in Texas? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
San Antonio, TX manufactured housing loan request.
Questions
San Antonio, TX manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in San Antonio, TX?
- Yes. We make first-position manufactured housing hard money and bridge loans in San Antonio, Texas (TX), typically $1M–$5M, with larger loans considered.
- What drives the San Antonio market?
- San Antonio's base includes military installations, healthcare, bioscience, and tourism tied to its historic downtown.
- What should a San Antonio manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing manufactured housing in San Antonio?
Send the property, amount and deadline. A principal will respond directly.