Southeast · North Carolina · Industrial · First lien

    Industrial hard money loans in Winston-Salem, NC.

    First-position industrial loans in Winston-Salem, North Carolina (NC) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

    Industrial Vacancy & Market Trends 2026

    A sourced view of U.S. warehouse, distribution and small-bay industrial fundamentals—and the financing situations those fundamentals may create for owners and investors.

    Read the industrial analysis

    Winston-Salem market context

    The Winston-Salem economy behind the collateral.

    Winston-Salem's economy has diversified from tobacco manufacturing toward healthcare and biotechnology, anchored by Wake Forest Baptist Medical Center.

    Stokley Capital evaluates financing for medical office and lab repositioning tied to the city's healthcare and biotech growth.

    Economic anchors

    • Wake Forest Baptist Medical Center
    • Wake Forest University
    • Innovation Quarter biotech district

    Industrial underwriting

    What we look at first.

    • Clear height, loading, power and site coverage
    • Tenant credit and lease rollover
    • Market rent relative to in-place rent
    • Environmental history and site conditions
    • Proximity to highways, ports and labor

    Situations

    Industrial loans we see in Winston-Salem.

    • Vacant or partially vacant buildings in lease-up
    • Owner-user acquisitions on a short timeline
    • Small-bay and flex portfolios below institutional size
    • Maturities on buildings rolling to market rent

    Selling a industrial property in North Carolina? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Winston-Salem, NC industrial loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Winston-Salem, NC industrial loans, answered.

    Does Stokley Capital make industrial loans in Winston-Salem, NC?
    Yes. We make first-position industrial hard money and bridge loans in Winston-Salem, North Carolina (NC), typically $1M–$5M, with larger loans considered.
    What drives the Winston-Salem market?
    Winston-Salem's economy has diversified from tobacco manufacturing toward healthcare and biotechnology, anchored by Wake Forest Baptist Medical Center.
    What should a Winston-Salem industrial loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing industrial in Winston-Salem?

    Send the property, amount and deadline. A principal will respond directly.