Northeast · New Jersey · Industrial · First lien

    Industrial hard money loans in Newark, NJ.

    First-position industrial loans in Newark, New Jersey (NJ) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

    Industrial Vacancy & Market Trends 2026

    A sourced view of U.S. warehouse, distribution and small-bay industrial fundamentals—and the financing situations those fundamentals may create for owners and investors.

    Read the industrial analysis

    Newark market context

    The Newark economy behind the collateral.

    Newark anchors a major logistics economy built around its seaport, international airport, and rail connections serving the greater New York metro.

    Financing needs often involve industrial and last-mile distribution assets tied to port and airport logistics.

    Economic anchors

    • Port Newark-Elizabeth Marine Terminal
    • Newark Liberty International Airport
    • Prudential Financial headquarters

    Industrial underwriting

    What we look at first.

    • Clear height, loading, power and site coverage
    • Tenant credit and lease rollover
    • Market rent relative to in-place rent
    • Environmental history and site conditions
    • Proximity to highways, ports and labor

    Situations

    Industrial loans we see in Newark.

    • Vacant or partially vacant buildings in lease-up
    • Owner-user acquisitions on a short timeline
    • Small-bay and flex portfolios below institutional size
    • Maturities on buildings rolling to market rent

    Selling a industrial property in New Jersey? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Newark, NJ industrial loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Newark, NJ industrial loans, answered.

    Does Stokley Capital make industrial loans in Newark, NJ?
    Yes. We make first-position industrial hard money and bridge loans in Newark, New Jersey (NJ), typically $1M–$5M, with larger loans considered.
    What drives the Newark market?
    Newark anchors a major logistics economy built around its seaport, international airport, and rail connections serving the greater New York metro.
    What should a Newark industrial loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing industrial in Newark?

    Send the property, amount and deadline. A principal will respond directly.