Mountain West · Montana · Industrial · First lien

    Industrial hard money loans in Bozeman, MT.

    First-position industrial loans in Bozeman, Montana (MT) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

    Industrial Vacancy & Market Trends 2026

    A sourced view of U.S. warehouse, distribution and small-bay industrial fundamentals—and the financing situations those fundamentals may create for owners and investors.

    Read the industrial analysis

    Bozeman market context

    The Bozeman economy behind the collateral.

    Bozeman has grown as a gateway to Yellowstone National Park, with tourism, higher education, and a growing technology sector supporting commercial demand.

    Requests often relate to hospitality and mixed-use development supporting tourism and university-driven growth.

    Economic anchors

    • Montana State University
    • Bozeman Yellowstone International Airport
    • Big Sky ski resort region

    Industrial underwriting

    What we look at first.

    • Clear height, loading, power and site coverage
    • Tenant credit and lease rollover
    • Market rent relative to in-place rent
    • Environmental history and site conditions
    • Proximity to highways, ports and labor

    Situations

    Industrial loans we see in Bozeman.

    • Vacant or partially vacant buildings in lease-up
    • Owner-user acquisitions on a short timeline
    • Small-bay and flex portfolios below institutional size
    • Maturities on buildings rolling to market rent

    Selling a industrial property in Montana? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Bozeman, MT industrial loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Bozeman, MT industrial loans, answered.

    Does Stokley Capital make industrial loans in Bozeman, MT?
    Yes. We make first-position industrial hard money and bridge loans in Bozeman, Montana (MT), typically $1M–$5M, with larger loans considered.
    What drives the Bozeman market?
    Bozeman has grown as a gateway to Yellowstone National Park, with tourism, higher education, and a growing technology sector supporting commercial demand.
    What should a Bozeman industrial loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing industrial in Bozeman?

    Send the property, amount and deadline. A principal will respond directly.