Northeast · Maine · Industrial · First lien

    Industrial hard money loans in Bangor, ME.

    First-position industrial loans in Bangor, Maine (ME) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

    Industrial Vacancy & Market Trends 2026

    A sourced view of U.S. warehouse, distribution and small-bay industrial fundamentals—and the financing situations those fundamentals may create for owners and investors.

    Read the industrial analysis

    Bangor market context

    The Bangor economy behind the collateral.

    Bangor serves as a regional commercial and healthcare center for northern and eastern Maine, supported by its airport and medical institutions.

    Stokley Capital reviews commercial financing requests tied to Bangor's role as a regional service hub.

    Economic anchors

    • Bangor International Airport
    • Northern Light Eastern Maine Medical Center
    • University of Maine

    Industrial underwriting

    What we look at first.

    • Clear height, loading, power and site coverage
    • Tenant credit and lease rollover
    • Market rent relative to in-place rent
    • Environmental history and site conditions
    • Proximity to highways, ports and labor

    Situations

    Industrial loans we see in Bangor.

    • Vacant or partially vacant buildings in lease-up
    • Owner-user acquisitions on a short timeline
    • Small-bay and flex portfolios below institutional size
    • Maturities on buildings rolling to market rent

    Selling a industrial property in Maine? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Bangor, ME industrial loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Bangor, ME industrial loans, answered.

    Does Stokley Capital make industrial loans in Bangor, ME?
    Yes. We make first-position industrial hard money and bridge loans in Bangor, Maine (ME), typically $1M–$5M, with larger loans considered.
    What drives the Bangor market?
    Bangor serves as a regional commercial and healthcare center for northern and eastern Maine, supported by its airport and medical institutions.
    What should a Bangor industrial loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing industrial in Bangor?

    Send the property, amount and deadline. A principal will respond directly.