Midwest · Iowa · Industrial · First lien
Industrial hard money loans in Des Moines, IA.
First-position industrial loans in Des Moines, Iowa (IA) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
Industrial Vacancy & Market Trends 2026
A sourced view of U.S. warehouse, distribution and small-bay industrial fundamentals—and the financing situations those fundamentals may create for owners and investors.
Des Moines market context
The Des Moines economy behind the collateral.
Des Moines is a national center for the insurance industry, supplemented by financial services, agribusiness, and a growing data center presence.
Stokley Capital considers funding for office repositioning and industrial development in the Des Moines metro.
Economic anchors
- Principal Financial Group
- Des Moines International Airport
- Drake University
Industrial underwriting
What we look at first.
- Clear height, loading, power and site coverage
- Tenant credit and lease rollover
- Market rent relative to in-place rent
- Environmental history and site conditions
- Proximity to highways, ports and labor
Situations
Industrial loans we see in Des Moines.
- Vacant or partially vacant buildings in lease-up
- Owner-user acquisitions on a short timeline
- Small-bay and flex portfolios below institutional size
- Maturities on buildings rolling to market rent
Selling a industrial property in Iowa? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Des Moines, IA industrial loan request.
Questions
Des Moines, IA industrial loans, answered.
- Does Stokley Capital make industrial loans in Des Moines, IA?
- Yes. We make first-position industrial hard money and bridge loans in Des Moines, Iowa (IA), typically $1M–$5M, with larger loans considered.
- What drives the Des Moines market?
- Des Moines is a national center for the insurance industry, supplemented by financial services, agribusiness, and a growing data center presence.
- What should a Des Moines industrial loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing industrial in Des Moines?
Send the property, amount and deadline. A principal will respond directly.