Midwest · Industrial · First lien
Industrial hard money loans in Illinois (IL).
First-position industrial loans across Illinois (IL). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position industrial hard money and bridge loans across Illinois (IL), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Stokley Capital Intelligence · Updated September 2026
Industrial Vacancy & Market Trends 2026
A sourced view of U.S. warehouse, distribution and small-bay industrial fundamentals, and the financing situations those fundamentals may create for owners and investors.
Illinois market context
The economy behind the collateral.
Illinois's economy is centered on Chicago's role as a national transportation, finance, and logistics hub, with rail and highway infrastructure connecting it to markets in most US states. Downstate Illinois supports agriculture, manufacturing, and state government activity in Springfield.
- Freight rail and logistics
- Financial services
- Manufacturing
- Agriculture
- Corporate headquarters
- Higher education
Industrial underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- Clear height, loading, power and site coverage
- Tenant credit and lease rollover
- Market rent relative to in-place rent
- Environmental history and site conditions
- Proximity to highways, ports and labor
Situations
Industrial loans we see in Illinois.
- Vacant or partially vacant buildings in lease-up
- Owner-user acquisitions on a short timeline
- Small-bay and flex portfolios below institutional size
- Maturities on buildings rolling to market rent
Selling a industrial property in Illinois? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Illinois metros
Local lending pages.
We lend across Illinois, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Illinois industrial loan request.
Questions
Illinois industrial loans, answered.
- Does Stokley Capital make industrial loans in Illinois?
- Yes. We make first-position industrial hard money and bridge loans throughout Illinois (IL), including Chicago, Naperville, Rockford, Springfield and smaller markets.
- How large are your Illinois industrial loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Illinois industrial loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Illinois
Next step
Financing industrial in Illinois?
Send the property, amount and deadline. A principal will respond directly.