Northeast · Pennsylvania · Hotels & Hospitality · First lien

    Hotel hard money loans in Pittsburgh, PA.

    First-position hotel loans in Pittsburgh, Pennsylvania (PA) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

    Hotel Market Outlook 2026: RevPAR & Debt

    A structured view of the developments shaping U.S. hotels—and the situations those developments may create for owners, lenders and investors.

    Read the hotels & hospitality analysis

    Pittsburgh market context

    The Pittsburgh economy behind the collateral.

    Pittsburgh has transitioned from steel manufacturing to technology and healthcare research, anchored by Carnegie Mellon University and UPMC.

    Stokley Capital reviews requests for office and lab repositioning tied to Pittsburgh's technology and healthcare research economy.

    Economic anchors

    • Carnegie Mellon University
    • University of Pittsburgh Medical Center
    • University of Pittsburgh

    Hotels & Hospitality underwriting

    What we look at first.

    • Trailing twelve-month RevPAR, occupancy and ADR
    • Franchise status, PIP obligations and brand relationship
    • Management company and labor model
    • Demand generators and the local supply pipeline
    • Capital plan and remaining FF&E life

    Situations

    Hotel loans we see in Pittsburgh.

    • Property improvement plans (PIPs) a bank will not fund
    • Maturities on hotels still recovering to prior performance
    • Change of flag or conversion to independent
    • Acquisitions from motivated or lender-driven sellers

    Selling a hotel property in Pennsylvania? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Pittsburgh, PA hotel loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Pittsburgh, PA hotel loans, answered.

    Does Stokley Capital make hotel loans in Pittsburgh, PA?
    Yes. We make first-position hotel hard money and bridge loans in Pittsburgh, Pennsylvania (PA), typically $1M–$5M, with larger loans considered.
    What drives the Pittsburgh market?
    Pittsburgh has transitioned from steel manufacturing to technology and healthcare research, anchored by Carnegie Mellon University and UPMC.
    What should a Pittsburgh hotel loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing hotel in Pittsburgh?

    Send the property, amount and deadline. A principal will respond directly.