Mid-Atlantic · Virginia · First lien
Commercial real estate loans in Norfolk, VA.
First-position hard money and bridge loans on commercial and multifamily property in Norfolk, Virginia — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Norfolk economy behind the collateral.
Norfolk hosts the largest naval base in the world and functions as a key maritime logistics and shipbuilding center within Hampton Roads.
Virginia's economy is shaped by federal government activity and defense spending in Northern Virginia and Hampton Roads, a major port and naval complex, and growing data center and technology investment. The state also maintains a broad base in agriculture and higher education.
Economic anchors
- Naval Station Norfolk
- Port of Virginia terminals
- Norfolk Southern headquarters
- Old Dominion University
Stokley Capital sees requests tied to industrial and warehouse assets supporting port and naval logistics.
By property type
Virginia loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Norfolk borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Norfolk? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Norfolk, VA loan request.
Questions
Norfolk, VA lending, answered.
- Does Stokley Capital provide loans in Norfolk, VA?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Norfolk, Virginia — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Norfolk, VA?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Norfolk loan requests do you see?
- Stokley Capital sees requests tied to industrial and warehouse assets supporting port and naval logistics.
- What should a Norfolk loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other Virginia markets
Next step
Have a Norfolk property to finance?
Send the property, the amount and the deadline. A principal will respond directly.