Loan request
Get a direct answer on your loan.
Send the property, the amount and your deadline. A principal reviews it within one business day.
- Only your email is required. No application fee, no obligation.
- We lend on the property's value and your equity, not your credit score.
- Third-party closing costs are separate.
What happens next
How it works
A principal reviews the request. You get a direct answer, typically within one business day.
- 01
Initial screen
Mandate, collateral and timing.
- 02
Follow-up
Documents and facts needed for underwriting.
- 03
Decision
A clear yes or no from Stokley Capital.
Lending terms
- Typical loan size
- $500,000 to $5 million
- Larger loans
- Up to $10 to $15 million, case by case
- Minimum
- No loans under $500,000
- Basis
- As-is real estate value
- Lien position
- First only
- Geography
- In most US states
- Term
- 6–12 months
- Structure
- Interest only
- Leverage
- Up to 70% LTV
- Decision
- Direct from principals
Quick answers
- What should I send?
- Property type and location, value, owner's equity, current debt and liens, the rent roll if the property produces income, the amount requested, the deadline and the planned exit.
- What happens after I submit?
- A principal reviews it and you get a direct answer, typically within one business day. Every loan is subject to underwriting.
- What size and property types?
- First-position, business-purpose loans of typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000, secured by commercial or multifamily real estate, including multifamily, hotels, retail, office, industrial, mixed-use, self-storage and manufactured housing. No consumer loans and no loans on owner-occupied 1-4 family homes.
- Where do you lend?
- In most US states, subject to state requirements. We do not currently lend on property located in California, Nevada, North Dakota or South Dakota.