South Central · Texas · Retail · First lien

    Retail hard money loans in Fort Worth, TX.

    First-position retail loans in Fort Worth, Texas (TX) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

    Retail Real Estate 2026: Vacancy, Rents

    A structured view of the developments shaping U.S. shopping centers and neighborhood retail—and the situations those developments may create for owners, lenders and investors.

    Read the retail analysis

    Fort Worth market context

    The Fort Worth economy behind the collateral.

    Fort Worth combines aerospace manufacturing, energy company offices, and a growing logistics sector tied to its inland port.

    Typical situations include industrial expansion near the Alliance corridor and repositioning of older mixed-use assets downtown.

    Economic anchors

    • Lockheed Martin Aeronautics
    • BNSF Railway headquarters
    • American Airlines corporate campus
    • Fort Worth Alliance inland port

    Retail underwriting

    What we look at first.

    • Rent roll, lease terms and near-term rollover
    • Anchor and co-tenancy provisions
    • Tenant sales, occupancy cost and credit
    • Traffic, visibility and trade-area demographics
    • Re-leasing cost: TI, commissions and downtime

    Situations

    Retail loans we see in Fort Worth.

    • Anchor vacancy or dark-store situations
    • Re-tenanting and repositioning plans
    • Maturities on centers with near-term lease rollover
    • Acquisitions of centers priced below replacement cost

    Selling a retail property in Texas? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Fort Worth, TX retail loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Fort Worth, TX retail loans, answered.

    Does Stokley Capital make retail loans in Fort Worth, TX?
    Yes. We make first-position retail hard money and bridge loans in Fort Worth, Texas (TX), typically $1M–$5M, with larger loans considered.
    What drives the Fort Worth market?
    Fort Worth combines aerospace manufacturing, energy company offices, and a growing logistics sector tied to its inland port.
    What should a Fort Worth retail loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing retail in Fort Worth?

    Send the property, amount and deadline. A principal will respond directly.