South Central · Louisiana · Retail · First lien

    Retail hard money loans in New Orleans, LA.

    First-position retail loans in New Orleans, Louisiana (LA) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Stokley Intelligence · Updated September 2026

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    New Orleans market context

    The New Orleans economy behind the collateral.

    New Orleans combines a major Gulf Coast port with a tourism and convention-driven hospitality economy and a growing presence in aerospace manufacturing.

    Stokley Capital considers funding for hospitality-adjacent, mixed-use, and industrial assets in the New Orleans market.

    Economic anchors

    • Port of New Orleans
    • Louis Armstrong New Orleans International Airport
    • Tulane University
    • Ernest N. Morial Convention Center

    Retail underwriting

    What we look at first.

    • Rent roll, lease terms and near-term rollover
    • Anchor and co-tenancy provisions
    • Tenant sales, occupancy cost and credit
    • Traffic, visibility and trade-area demographics
    • Re-leasing cost: TI, commissions and downtime

    Situations

    Retail loans we see in New Orleans.

    • Anchor vacancy or dark-store situations
    • Re-tenanting and repositioning plans
    • Maturities on centers with near-term lease rollover
    • Acquisitions of centers priced below replacement cost

    Selling a retail property in Louisiana? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    New Orleans, LA retail loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    New Orleans, LA retail loans, answered.

    Does Stokley Capital make retail loans in New Orleans, LA?
    Yes. We make first-position retail hard money and bridge loans in New Orleans, Louisiana (LA), typically $1M–$5M, with larger loans considered.
    What drives the New Orleans market?
    New Orleans combines a major Gulf Coast port with a tourism and convention-driven hospitality economy and a growing presence in aerospace manufacturing.
    What should a New Orleans retail loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing retail in New Orleans?

    Send the property, amount and deadline. A principal will respond directly.