South Central · Multifamily · First lien
Multifamily hard money loans in Texas.
First-position multifamily loans across Texas — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
U.S.
Texas market context
The economy behind the collateral.
Texas has one of the largest and most diverse state economies in the country, spanning energy, technology, healthcare, aerospace, and international trade. Its major metros function as independent economic centers with distinct industry bases, supported by extensive port, rail and highway infrastructure.
- Energy and petrochemicals
- Technology
- Healthcare
- Aerospace and defense
- International trade and logistics
- Financial services
- Agriculture
Multifamily underwriting
What we look at first.
- Trailing rent roll, collections and concessions
- Unit condition and the real cost of turns and deferred capex
- Expense load — insurance, taxes, payroll and utilities
- Submarket rents and competing new supply
- Sponsor's operating track record and management plan
Situations
Multifamily loans we see in Texas.
- Floating-rate bridge loans maturing before the property is ready for agency debt
- Acquisitions of underperforming communities with a renovation plan
- Lease-up after a renovation or new delivery
- Partnership disputes that require a buyout
Selling a multifamily property in Texas? Stokley also buys real estate as a principal. Submit it for acquisition.
Texas metros
Local lending pages.
We lend across Texas, not only in these metros. Each page covers the local economy and a direct request form.
Request loan terms
Texas multifamily loan request.
Questions
Texas multifamily loans, answered.
- Does Stokley Capital make multifamily loans in Texas?
- Yes. We make first-position multifamily hard money and bridge loans throughout Texas, including Dallas, Fort Worth, Houston, Austin and smaller markets.
- How large are your Texas multifamily loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Texas multifamily loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Stokley Capital does not publish rates or leverage; every loan is priced against the specific property and situation.
Other property types in Texas
Multifamily loans nearby
Next step
Financing multifamily in Texas?
Send the property, amount and deadline. A principal will respond directly.