Northeast · Connecticut · Multifamily · First lien
Multifamily hard money loans in New Haven, CT.
First-position multifamily loans in New Haven, Connecticut (CT) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
Multifamily Market Outlook 2026
A structured view of the developments shaping multifamily—and the situations those developments may create for owners, lenders and investors.
New Haven market context
The New Haven economy behind the collateral.
New Haven's economy centers on a major research university and its affiliated medical and biotechnology institutions.
Stokley Capital reviews requests for student and medical-district housing and lab or flex-space repositioning near Yale.
Economic anchors
- Yale University
- Yale New Haven Hospital
- Tweed New Haven Airport
- New Haven Harbor
Multifamily underwriting
What we look at first.
- Trailing rent roll, collections and concessions
- Unit condition and the real cost of turns and deferred capex
- Expense load — insurance, taxes, payroll and utilities
- Submarket rents and competing new supply
- Sponsor's operating track record and management plan
Situations
Multifamily loans we see in New Haven.
- Floating-rate bridge loans maturing before the property is ready for agency debt
- Acquisitions of underperforming communities with a renovation plan
- Lease-up after a renovation or new delivery
- Partnership disputes that require a buyout
Selling a multifamily property in Connecticut? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
New Haven, CT multifamily loan request.
Questions
New Haven, CT multifamily loans, answered.
- Does Stokley Capital make multifamily loans in New Haven, CT?
- Yes. We make first-position multifamily hard money and bridge loans in New Haven, Connecticut (CT), typically $1M–$5M, with larger loans considered.
- What drives the New Haven market?
- New Haven's economy centers on a major research university and its affiliated medical and biotechnology institutions.
- What should a New Haven multifamily loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing multifamily in New Haven?
Send the property, amount and deadline. A principal will respond directly.