South Central · Arkansas · Mixed-Use · First lien

    Mixed-use hard money loans in Fayetteville, AR.

    First-position mixed-use loans in Fayetteville, Arkansas (AR) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.

    Fayetteville market context

    The Fayetteville economy behind the collateral.

    Fayetteville anchors Northwest Arkansas' corporate and logistics economy, home to major retail and food distribution headquarters and a large state university.

    Stokley Capital reviews requests for logistics and industrial space supporting Northwest Arkansas' distribution economy and student and workforce housing near the university.

    Economic anchors

    • Walmart headquarters
    • University of Arkansas
    • J.B. Hunt Transport headquarters
    • Tyson Foods headquarters

    Mixed-Use underwriting

    What we look at first.

    • Income split and stability by component
    • Residential rents and commercial tenancy
    • Zoning, condo structure and separate metering
    • Local foot traffic and neighborhood trajectory
    • Capital needs across the building

    Situations

    Mixed-use loans we see in Fayetteville.

    • Refinancing buildings that do not fit a single lender category
    • Acquisitions needing speed ahead of a competing buyer
    • Commercial lease-up beneath stabilized residential
    • Renovation of older main-street buildings

    Selling a mixed-use property in Arkansas? Stokley also buys real estate as a principal. Submit it for acquisition.

    Hard money lending guidelines

    Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.

    Annual rate
    From 11.5%
    Origination
    From 2% of the loan amount
    Term
    6 to 12 months
    Payments
    Interest only
    Loan-to-value
    Up to 70%
    Lien position
    First position only

    Third party closing costs are separate.

    Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.

    Request loan terms

    Fayetteville, AR mixed-use loan request.

    Loan request

    Only your email is required. No portal, no application fee, no obligation.

    Or reach us directly

    Submitting a request is not an application for credit and creates no obligation on either side. Any financing is subject to underwriting, diligence and approval.

    Questions

    Fayetteville, AR mixed-use loans, answered.

    Does Stokley Capital make mixed-use loans in Fayetteville, AR?
    Yes. We make first-position mixed-use hard money and bridge loans in Fayetteville, Arkansas (AR), typically $1M–$5M, with larger loans considered.
    What drives the Fayetteville market?
    Fayetteville anchors Northwest Arkansas' corporate and logistics economy, home to major retail and food distribution headquarters and a large state university.
    What should a Fayetteville mixed-use loan request include?
    Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
    Are you a broker?
    No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.

    Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.

    Next step

    Financing mixed-use in Fayetteville?

    Send the property, amount and deadline. A principal will respond directly.