West · Washington · Manufactured Housing · First lien
Manufactured housing hard money loans in Vancouver, WA.
First-position manufactured housing loans in Vancouver, Washington (WA) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Vancouver market context
The Vancouver economy behind the collateral.
Vancouver, Washington benefits from its position along the Columbia River and proximity to Portland, supporting manufacturing and logistics investment.
Typical situations include industrial site development along the river corridor and retail repositioning tied to regional growth.
Economic anchors
- Port of Vancouver USA
- Columbia River industrial corridor
- Washington State University Vancouver
Manufactured Housing underwriting
What we look at first.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in Vancouver.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in Washington? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Vancouver, WA manufactured housing loan request.
Questions
Vancouver, WA manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in Vancouver, WA?
- Yes. We make first-position manufactured housing hard money and bridge loans in Vancouver, Washington (WA), typically $1M–$5M, with larger loans considered.
- What drives the Vancouver market?
- Vancouver, Washington benefits from its position along the Columbia River and proximity to Portland, supporting manufacturing and logistics investment.
- What should a Vancouver manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Financing manufactured housing in Vancouver?
Send the property, amount and deadline. A principal will respond directly.