Mid-Atlantic · District of Columbia · Manufactured Housing · First lien
Manufactured housing hard money loans in Washington, DC.
First-position manufactured housing loans in Washington, District of Columbia (DC) — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Washington market context
The Washington economy behind the collateral.
Washington's economy centers on the federal government and the professional services, legal, and association sectors that support it, alongside a significant higher education and tourism base.
Stokley Capital reviews financing for office-to-multifamily conversions and mixed-use repositioning tied to Washington's government-driven economy.
Economic anchors
- U.S. Capitol and federal agencies
- Georgetown University
- Ronald Reagan Washington National Airport
- Smithsonian Institution
Manufactured Housing underwriting
What we look at first.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in Washington.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in District of Columbia? Stokley also buys real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Washington, DC manufactured housing loan request.
Questions
Washington, DC manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in Washington, DC?
- Yes. We make first-position manufactured housing hard money and bridge loans in Washington, District of Columbia (DC), typically $1M–$5M, with larger loans considered.
- What drives the Washington market?
- Washington's economy centers on the federal government and the professional services, legal, and association sectors that support it, alongside a significant higher education and tourism base.
- What should a Washington manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other District of Columbia markets
Next step
Financing manufactured housing in Washington?
Send the property, amount and deadline. A principal will respond directly.