South Central · Manufactured Housing · First lien
Manufactured housing hard money loans in Arkansas (AR).
First-position manufactured housing loans across Arkansas (AR). Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000. Reviewed and decided directly by the principals.
Yes. Stokley Capital makes first-position manufactured housing hard money and bridge loans across Arkansas (AR), typically $500,000 to $5 million, with larger loans up to $10 to $15 million considered case by case and no loans under $500,000. Every loan is business-purpose and subject to underwriting.
Arkansas market context
The economy behind the collateral.
Arkansas' economy is anchored by retail and food distribution headquarters, transportation logistics, and agriculture, with Northwest Arkansas serving as a corporate and supply-chain hub.
- Retail and consumer goods
- Food processing and agriculture
- Trucking and logistics
- Manufacturing
- Healthcare
Manufactured Housing underwriting
Sized to as-is value.
Loans are sized to as-is real estate value, in first position, as bridge and hard money. Net operating income and projections do not set the loan amount.
- Lot rent, occupancy and collections
- Park-owned homes versus resident-owned homes
- Water, sewer and utility infrastructure
- Local regulation and rent-control exposure
- Operator experience and the infill plan
Situations
Manufactured housing loans we see in Arkansas.
- Acquisitions from long-time family owners
- Infrastructure upgrades banks will not fund
- Infill and home-placement programs
- Maturities on parks still converting to resident-owned homes
Selling a manufactured housing property in Arkansas? Stokley Capital is also a real estate investment firm. We acquire, own and operate real estate across the United States. Submit it for acquisition.
Arkansas metros
Local lending pages.
We lend across Arkansas, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third-party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Arkansas manufactured housing loan request.
Questions
Arkansas manufactured housing loans, answered.
- Does Stokley Capital make manufactured housing loans in Arkansas?
- Yes. We make first-position manufactured housing hard money and bridge loans throughout Arkansas (AR), including Little Rock, Fayetteville, Fort Smith and smaller markets.
- How large are your Arkansas manufactured housing loans?
- Typical loan size: $500,000 to $5 million. Larger loans up to $10 to $15 million are considered case by case. No loans under $500,000.
- What should a Arkansas manufactured housing loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a direct private lender. Requests are reviewed and decided in-house.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Arkansas
Manufactured housing loans nearby
Next step
Financing manufactured housing in Arkansas?
Send the property, amount and deadline. A principal will respond directly.